bills

I hate budgeting. I'm good at formulating budgets. I'm even diligent in saving and tithing each month. But I'm not good at change, unexpected expenses, or STAYING WITHIN my budget. Now, that said, I've taken Dave Ramsey's financial Peace class and I've tried the cash  envelope method. All that does to me is say, "oh, … Continue reading Budgets, Babies, and Back seats