Budgeting My Time

Oh boy... Has anyone ever had the experience of sitting down to do your financial budget only to look up crying and ask yourself, "How did this happen!? Where does it all go!?!?" I did that, but not with money. I had this experience with my time. To make a long story slightly less long, … Continue reading Budgeting My Time

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Budgets, Babies, and Back seats

I hate budgeting. I'm good at formulating budgets. I'm even diligent in saving and tithing each month. But I'm not good at change, unexpected expenses, or STAYING WITHIN my budget. Now, that said, I've taken Dave Ramsey's financial Peace class and I've tried the cash  envelope method. All that does to me is say, "oh, … Continue reading Budgets, Babies, and Back seats